Academic Journal

Insurance Premiums and Insurance Coverage of Near-Poor Children

Λεπτομέρειες βιβλιογραφικής εγγραφής
Τίτλος: Insurance Premiums and Insurance Coverage of Near-Poor Children
Συγγραφείς: Jack Hadley, James D. Reschovsky, Peter Cunningham, Genevieve Kenney, Lisa Dubay
Πηγή: Inquiry: The Journal of Health Care Organization, Provision, and Financing, Vol 43 (2006)
Στοιχεία εκδότη: SAGE Publishing, 2006.
Έτος έκδοσης: 2006
Συλλογή: LCC:Public aspects of medicine
Θεματικοί όροι: Public aspects of medicine, RA1-1270
Περιγραφή: States increasingly are using premiums for near-poor children in their public insurance programs (Medicaid/SCHIP) to limit private insurance crowd-out and constrain program costs. Using national data from four rounds of the Community Tracking Study Household Surveys spanning the seven years from 1996 to 2003, this study estimates a multinomial logistic regression model examining how public and private insurance premiums affect insurance coverage outcomes (Medicaid/SCHIP coverage, private coverage, and no coverage). Higher public premiums are significantly associated with a lower probability of public coverage and higher probabilities of private coverage and uninsurance; higher private premiums are significantly related to a lower probability of private coverage and higher probabilities of public coverage and uninsurance. The results imply that uninsurance rates will rise if both public and private premiums increase, and suggest that states that impose or increase public insurance premiums for near-poor children will succeed in discouraging crowd-out of private insurance, but at the expense of higher rates of uninsurance. Sustained increases in private insurance premiums will continue to create enrollment pressures on state insurance programs for children.
Τύπος εγγράφου: article
Περιγραφή αρχείου: electronic resource
Γλώσσα: English
ISSN: 0046-9580
Relation: https://doaj.org/toc/0046-9580
DOI: 10.5034/inquiryjrnl_43.4.362
Σύνδεσμος πρόσβασης: https://doaj.org/article/f02f685377784f60acb5cd19a79b5acf
Αριθμός Καταχώρησης: edsdoj.f02f685377784f60acb5cd19a79b5acf
Βάση Δεδομένων: Directory of Open Access Journals
Περιγραφή
ISSN:00469580
DOI:10.5034/inquiryjrnl_43.4.362