Academic Journal
ASSESSMENT OF FINANCIAL SECURITY OF BANKS IN CONDITIONS OF MACROECONOMIC INSTABILITY
| Τίτλος: | ASSESSMENT OF FINANCIAL SECURITY OF BANKS IN CONDITIONS OF MACROECONOMIC INSTABILITY |
|---|---|
| Συγγραφείς: | Momot, Tetiana, Rodchenko, Svetlana |
| Πηγή: | Сучасний стан наукових досліджень та технологій в промисловості, Iss 3 (9) (2019) Innovative Technologies and Scientific Solutions for Industries; № 3 (9) (2019); 34-43 Современное состояние научных исследований и технологий в промышленности; № 3 (9) (2019); 34-43 Сучасний стан наукових досліджень та технологій в промисловості; № 3 (9) (2019); 34-43 |
| Στοιχεία εκδότη: | Kharkiv National University of Radioelectronics, 2019. |
| Έτος έκδοσης: | 2019 |
| Θεματικοί όροι: | фінансова безпека банків, індикатори, методичний підхід до оцінки фінансової безпеки банків, функціональні компоненти фінансової безпеки банків, вартісно-орієнтована стратегія управління банками, functional components of financial security of banks, финансовая безопасность банков, индикаторы, методический подход к оценке финансовой безопасности банков, функциональные компоненты финансовой безопасности банков, стоимостно-ориентированная стратегия управления банками, Engineering economy, financial security of banks, indicators, methodical approach to the assessment of financial security of banks, value-oriented strategy of bank management, 0202 electrical engineering, electronic engineering, information engineering, TA177.4-185, 02 engineering and technology |
| Περιγραφή: | The subject of the study is a set of criteria, measures and indicators for assessing the financial security of banks and methodological approaches to its evaluation. The purpose of this article is to systematize theoretical and methodological provisions and substantiate practical recommendations for assessing the level of financial security of banks. The main objectives of the study are: study and analysis of the existing methodological approaches to assessing the level of financial security of banks, identification of advantages and disadvantages of each, on this basis modification of the authors’ own methodological approach, including criteria, measures, indicators, weights. In the course of the research, the following methods were used: abstract-logical analysis - for theoretical generalization and justification of directions and results of the study, systematic and statistical analysis - for analysis and systematization of methodological approaches to assessing the level of financial security of banks, method of expert analysis - for establishing the coefficients of significance of parameters in proposed models, graphical method - for visualization and schematic representation of theoretical and practical results of the study. Bank security zones have been proposed for each level of bank financial security and strategies for value-oriented management have been developed. Results. The existing methods and models for assessing the level of financial security of commercial banks were studied; the advantages and disadvantages of each are identified; an original methodological approach to assessment (criteria, indicators, indicators, weights and algorithm) under the conditions of macroeconomic instability was summarized and proposed. Conclusions. Based on a comprehensive analysis of the works of domestic and foreign scholars and practitioners on the problem of assessing and ensuring the financial security of commercial banks, it has been established that no single comprehensive model for assessing the financial security of banks has been developed yet. All existing models have a high affinity and no systemicity. A system of financial security valuation indicators is proposed, based on a value-oriented approach, and including indicators that integrate into five functional components: capital and resource, credit and investment, income and expense security, currency and value-monetary security of the bank. This approach makes it possible to quantify the impact of each set of indicators on the financial security level of a banking institution, determine its integral level and conduct its operational, tactical and strategic assessment. According to established zones of financial security of banks, value-oriented strategies for managing banks under the conditions of macroeconomic uncertainty are proposed. |
| Τύπος εγγράφου: | Article Other literature type |
| Περιγραφή αρχείου: | application/pdf |
| ISSN: | 2524-2296 2522-9818 |
| DOI: | 10.30837/2522-9818.2019.9.034 |
| Σύνδεσμος πρόσβασης: | http://journals.uran.ua/itssi/article/download/2522-9818.2019.9.034/180036 https://doaj.org/article/432b1ca714e943259b9e197b92ebfc11 https://itssi-journal.com/index.php/ittsi/article/download/142/131 https://itssi-journal.com/index.php/ittsi/article/view/142 http://journals.uran.ua/itssi/article/view/2522-9818.2019.9.034 |
| Rights: | CC BY NC SA |
| Αριθμός Καταχώρησης: | edsair.doi.dedup.....c4b258a62c21d8d2fe53c60d11d12dc6 |
| Βάση Δεδομένων: | OpenAIRE |
| ISSN: | 25242296 25229818 |
|---|---|
| DOI: | 10.30837/2522-9818.2019.9.034 |