Joey, Mustary, E. V., & Saputra, D. (2026). Understanding Actual QRIS Usage: The Roles of Trust, Digital Literacy, Perceived Ease of Use, Perceived Risk, and Consumer Barriers. 2026 13th International Conference on ICT for Smart Society (ICISS), ICT for Smart Society (ICISS), 2026 13th International Conference on, 1. https://doi.org/10.1109/ICISS71466.2026.11715525
Παραπομπή σε μορφή Chicago (17η εκδ.)Joey, Evelyne Vita Mustary, και Dony Saputra. "Understanding Actual QRIS Usage: The Roles of Trust, Digital Literacy, Perceived Ease of Use, Perceived Risk, and Consumer Barriers." 2026 13th International Conference on ICT for Smart Society (ICISS), ICT for Smart Society (ICISS), 2026 13th International Conference on 2026: 1. https://doi.org/10.1109/ICISS71466.2026.11715525.
Παραπομπή σε μορφή MLA (9th εκδ.)Joey, et al. "Understanding Actual QRIS Usage: The Roles of Trust, Digital Literacy, Perceived Ease of Use, Perceived Risk, and Consumer Barriers." 2026 13th International Conference on ICT for Smart Society (ICISS), ICT for Smart Society (ICISS), 2026 13th International Conference on, 2026, p. 1, https://doi.org/10.1109/ICISS71466.2026.11715525.