Dissertation/Thesis

CCB Release Impact on Indonesia’s Bank Lending: A Difference-in-Differences Approach

Λεπτομέρειες βιβλιογραφικής εγγραφής
Τίτλος: CCB Release Impact on Indonesia’s Bank Lending: A Difference-in-Differences Approach
Συγγραφείς: Suci, Sang Tyas, Gitaharie, Beta Yulianita
Πηγή: Jurnal Ekonomi dan Pembangunan Indonesia
Στοιχεία εκδότη: UI Scholars Hub
Έτος έκδοσης: 2026
Θεματικοί όροι: bank capitalization, bank lending/loan, Capital Conservation Buffer (CCB), Indonesian banks, Difference-in-Differences (DiD), Economics
Περιγραφή: This study investigates the impact of Indonesia’s Capital Conservation Buffer (CCB) release on loan growth during the COVID-19 recession. Using a Difference-in-Differences (DiD) approach and bank-level data from 2019:Q1 to 2022:Q2, it analyzes how regulatory capital relief affected lending. The results indicate that the regulation was an effective countercyclical tool to increase loan growth, particularly among less-capitalized banks. The research contributes to the limited empirical evidence on capital buffer policies in emerging markets by examining the effectiveness of temporary capital relief in crisis contexts. We suggest future research on the buffer reimposition and exploring its implications for post-crisis lending behavior.
Τύπος εγγράφου: Thesis
Περιγραφή αρχείου: application/pdf
Γλώσσα: unknown
Relation: https://scholarhub.ui.ac.id/jepi/vol26/iss1/2; https://scholarhub.ui.ac.id/context/jepi/article/1707/viewcontent/JEPI_26_1_01._ENG_S_Tyas_S___Beta_YGL_ok.pdf
DOI: 10.7454/jepi.v26i1.1707
Διαθεσιμότητα: https://scholarhub.ui.ac.id/jepi/vol26/iss1/2
https://doi.org/10.7454/jepi.v26i1.1707
https://scholarhub.ui.ac.id/context/jepi/article/1707/viewcontent/JEPI_26_1_01._ENG_S_Tyas_S___Beta_YGL_ok.pdf
Αριθμός Καταχώρησης: edsbas.D0E00C82
Βάση Δεδομένων: BASE
FullText Text:
  Availability: 0
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  – Url: https://scholarhub.ui.ac.id/jepi/vol26/iss1/2#
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PubType: Dissertation/Thesis
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IllustrationInfo
Items – Name: Title
  Label: Title
  Group: Ti
  Data: CCB Release Impact on Indonesia’s Bank Lending: A Difference-in-Differences Approach
– Name: Author
  Label: Authors
  Group: Au
  Data: <searchLink fieldCode="AR" term="%22Suci%2C+Sang+Tyas%22">Suci, Sang Tyas</searchLink><br /><searchLink fieldCode="AR" term="%22Gitaharie%2C+Beta+Yulianita%22">Gitaharie, Beta Yulianita</searchLink>
– Name: TitleSource
  Label: Source
  Group: Src
  Data: Jurnal Ekonomi dan Pembangunan Indonesia
– Name: Publisher
  Label: Publisher Information
  Group: PubInfo
  Data: UI Scholars Hub
– Name: DatePubCY
  Label: Publication Year
  Group: Date
  Data: 2026
– Name: Subject
  Label: Subject Terms
  Group: Su
  Data: <searchLink fieldCode="DE" term="%22bank+capitalization%22">bank capitalization</searchLink><br /><searchLink fieldCode="DE" term="%22bank+lending%2Floan%22">bank lending/loan</searchLink><br /><searchLink fieldCode="DE" term="%22Capital+Conservation+Buffer+%28CCB%29%22">Capital Conservation Buffer (CCB)</searchLink><br /><searchLink fieldCode="DE" term="%22Indonesian+banks%22">Indonesian banks</searchLink><br /><searchLink fieldCode="DE" term="%22Difference-in-Differences+%28DiD%29%22">Difference-in-Differences (DiD)</searchLink><br /><searchLink fieldCode="DE" term="%22Economics%22">Economics</searchLink>
– Name: Abstract
  Label: Description
  Group: Ab
  Data: This study investigates the impact of Indonesia’s Capital Conservation Buffer (CCB) release on loan growth during the COVID-19 recession. Using a Difference-in-Differences (DiD) approach and bank-level data from 2019:Q1 to 2022:Q2, it analyzes how regulatory capital relief affected lending. The results indicate that the regulation was an effective countercyclical tool to increase loan growth, particularly among less-capitalized banks. The research contributes to the limited empirical evidence on capital buffer policies in emerging markets by examining the effectiveness of temporary capital relief in crisis contexts. We suggest future research on the buffer reimposition and exploring its implications for post-crisis lending behavior.
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  Data: https://scholarhub.ui.ac.id/jepi/vol26/iss1/2; https://scholarhub.ui.ac.id/context/jepi/article/1707/viewcontent/JEPI_26_1_01._ENG_S_Tyas_S___Beta_YGL_ok.pdf
– Name: DOI
  Label: DOI
  Group: ID
  Data: 10.7454/jepi.v26i1.1707
– Name: URL
  Label: Availability
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  Data: https://scholarhub.ui.ac.id/jepi/vol26/iss1/2<br />https://doi.org/10.7454/jepi.v26i1.1707<br />https://scholarhub.ui.ac.id/context/jepi/article/1707/viewcontent/JEPI_26_1_01._ENG_S_Tyas_S___Beta_YGL_ok.pdf
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  Data: edsbas.D0E00C82
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        Value: 10.7454/jepi.v26i1.1707
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      – Text: unknown
    Subjects:
      – SubjectFull: bank capitalization
        Type: general
      – SubjectFull: bank lending/loan
        Type: general
      – SubjectFull: Capital Conservation Buffer (CCB)
        Type: general
      – SubjectFull: Indonesian banks
        Type: general
      – SubjectFull: Difference-in-Differences (DiD)
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      – SubjectFull: Economics
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      – TitleFull: CCB Release Impact on Indonesia’s Bank Lending: A Difference-in-Differences Approach
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            NameFull: Gitaharie, Beta Yulianita
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              Type: published
              Y: 2026
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