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Designing the Digital Economy: India's DPI-Led Development Model & Its Global Relevance.

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Title: Designing the Digital Economy: India's DPI-Led Development Model & Its Global Relevance.
Authors: Sharma, Sachin Kumar, Vashisht, Pankaj, Mathur, Paavni
Source: Economy, Culture & History Japan Spotlight Bimonthly; Mar/Apr2026, Vol. 45 Issue 2, p36-39, 4p
Subject Terms: Financial inclusion, Electronic funds transfers, Digital technology, Economic development, Biometric identification, Electronic data processing
Geographic Terms: India
Abstract: The article focuses on India’s Digital Public Infrastructure (DPI)-led development model and its implications for digital economies in the Global South. India’s approach, exemplified by the “India Stack” framework, builds a layered digital ecosystem with publicly governed foundational systems—such as Aadhaar (a universal digital identity), the Unified Payments Interface (UPI), and the Account Aggregator framework—that promote interoperability, inclusion, and competition at the application level. This model has significantly enhanced financial inclusion, welfare delivery, and digital payments adoption, particularly benefiting micro, small, and medium enterprises (MSMEs), while fostering a startup ecosystem. The article argues that India’s DPI offers a hybrid alternative to market-led or state-controlled digital economy models, providing a flexible, scalable pathway for developing countries to harness digital technologies aligned with their institutional realities and development priorities. [Extracted from the article]
Copyright of Economy, Culture & History Japan Spotlight Bimonthly is the property of Japan Economic Foundation and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
Database: Complementary Index
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PubType: Academic Journal
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  Data: Designing the Digital Economy: India's DPI-Led Development Model & Its Global Relevance.
– Name: Author
  Label: Authors
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  Data: <searchLink fieldCode="AR" term="%22Sharma%2C+Sachin+Kumar%22">Sharma, Sachin Kumar</searchLink><br /><searchLink fieldCode="AR" term="%22Vashisht%2C+Pankaj%22">Vashisht, Pankaj</searchLink><br /><searchLink fieldCode="AR" term="%22Mathur%2C+Paavni%22">Mathur, Paavni</searchLink>
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  Data: Economy, Culture & History Japan Spotlight Bimonthly; Mar/Apr2026, Vol. 45 Issue 2, p36-39, 4p
– Name: Subject
  Label: Subject Terms
  Group: Su
  Data: <searchLink fieldCode="DE" term="%22Financial+inclusion%22">Financial inclusion</searchLink><br /><searchLink fieldCode="DE" term="%22Electronic+funds+transfers%22">Electronic funds transfers</searchLink><br /><searchLink fieldCode="DE" term="%22Digital+technology%22">Digital technology</searchLink><br /><searchLink fieldCode="DE" term="%22Economic+development%22">Economic development</searchLink><br /><searchLink fieldCode="DE" term="%22Biometric+identification%22">Biometric identification</searchLink><br /><searchLink fieldCode="DE" term="%22Electronic+data+processing%22">Electronic data processing</searchLink>
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  Label: Geographic Terms
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  Data: <searchLink fieldCode="DE" term="%22India%22">India</searchLink>
– Name: Abstract
  Label: Abstract
  Group: Ab
  Data: The article focuses on India’s Digital Public Infrastructure (DPI)-led development model and its implications for digital economies in the Global South. India’s approach, exemplified by the “India Stack” framework, builds a layered digital ecosystem with publicly governed foundational systems—such as Aadhaar (a universal digital identity), the Unified Payments Interface (UPI), and the Account Aggregator framework—that promote interoperability, inclusion, and competition at the application level. This model has significantly enhanced financial inclusion, welfare delivery, and digital payments adoption, particularly benefiting micro, small, and medium enterprises (MSMEs), while fostering a startup ecosystem. The article argues that India’s DPI offers a hybrid alternative to market-led or state-controlled digital economy models, providing a flexible, scalable pathway for developing countries to harness digital technologies aligned with their institutional realities and development priorities. [Extracted from the article]
– Name: Abstract
  Label:
  Group: Ab
  Data: <i>Copyright of Economy, Culture & History Japan Spotlight Bimonthly is the property of Japan Economic Foundation and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract.</i> (Copyright applies to all Abstracts.)
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      – Code: eng
        Text: English
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      Pagination:
        PageCount: 4
        StartPage: 36
    Subjects:
      – SubjectFull: India
        Type: general
      – SubjectFull: Financial inclusion
        Type: general
      – SubjectFull: Electronic funds transfers
        Type: general
      – SubjectFull: Digital technology
        Type: general
      – SubjectFull: Economic development
        Type: general
      – SubjectFull: Biometric identification
        Type: general
      – SubjectFull: Electronic data processing
        Type: general
    Titles:
      – TitleFull: Designing the Digital Economy: India's DPI-Led Development Model & Its Global Relevance.
        Type: main
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            NameFull: Sharma, Sachin Kumar
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            NameFull: Vashisht, Pankaj
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            NameFull: Mathur, Paavni
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            – D: 01
              M: 03
              Text: Mar/Apr2026
              Type: published
              Y: 2026
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              Value: 45
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            – TitleFull: Economy, Culture & History Japan Spotlight Bimonthly
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