Transcript
YES Bank Limited.
| Τίτλος: | YES Bank Limited. |
|---|---|
| Πηγή: | Ace Analyser: Conference Calls. 4/18/2026, p1-16. 17p. |
| Θεματικοί όροι: | *Financial statements, *Nonperforming loans, *Financial institutions, *Corporate profits, *Interest income, *Earnings announcements, Geopolitics |
| Εταιρία/Οντότητα: | YES Bank Ltd. |
| Περίληψη: | The article focuses on YES Bank Limited’s earnings call held on April 18, 2026, discussing the audited financial results for the quarter and fiscal year ended March 31, 2026. The bank reported a net profit of INR 3,476 crores for FY26, a 44.5% increase over FY25, with a return on assets (ROA) of 0.8% for the year and 1% for Q4FY26. Key highlights include improved asset quality with gross and net non-performing asset ratios at 1.3% and 0.2% respectively, a 15.9% year-on-year growth in net interest income, and a reduction in mandated deposits under Priority Sector Lending (PSL) norms. The bank’s advances grew 11.1% year-on-year, supported by strong retail disbursements, while total deposits crossed INR 3 lakh crores with a CASA (current and savings account) ratio of 35.1%. Management emphasized continued investment in people, products, processes, and technology, aiming for calibrated and sustainable growth aligned with industry trends, targeting 13-15% loan growth and margin expansion over the next few years. The bank also addressed ongoing legal matters related to Additional Tier 1 (AT1) bonds and noted proactive monitoring of geopolitical risks impacting sectors like MSME. [Extracted from the article] |
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| Βάση Δεδομένων: | Business Source Index |
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