YES Bank Limited.

Λεπτομέρειες βιβλιογραφικής εγγραφής
Τίτλος:	YES Bank Limited.
Πηγή:	Ace Analyser: Conference Calls. 4/18/2026, p1-16. 17p.
Θεματικοί όροι:	Financial statements, Nonperforming loans, Financial institutions, Corporate profits, Interest income, Earnings announcements, Geopolitics
Εταιρία/Οντότητα:	YES Bank Ltd.
Περίληψη:	The article focuses on YES Bank Limited’s earnings call held on April 18, 2026, discussing the audited financial results for the quarter and fiscal year ended March 31, 2026. The bank reported a net profit of INR 3,476 crores for FY26, a 44.5% increase over FY25, with a return on assets (ROA) of 0.8% for the year and 1% for Q4FY26. Key highlights include improved asset quality with gross and net non-performing asset ratios at 1.3% and 0.2% respectively, a 15.9% year-on-year growth in net interest income, and a reduction in mandated deposits under Priority Sector Lending (PSL) norms. The bank’s advances grew 11.1% year-on-year, supported by strong retail disbursements, while total deposits crossed INR 3 lakh crores with a CASA (current and savings account) ratio of 35.1%. Management emphasized continued investment in people, products, processes, and technology, aiming for calibrated and sustainable growth aligned with industry trends, targeting 13-15% loan growth and margin expansion over the next few years. The bank also addressed ongoing legal matters related to Additional Tier 1 (AT1) bonds and noted proactive monitoring of geopolitical risks impacting sectors like MSME. [Extracted from the article]
	Copyright of Ace Analyser: Conference Calls is the property of Accord Fintech Pvt. Ltd. and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
Βάση Δεδομένων:	Business Source Index

FullText	Text: Availability: 0
Header	DbId: bsx DbLabel: Business Source Index An: 193263166 RelevancyScore: 1382 AccessLevel: 6 PubType: Transcript PubTypeId: transcript PreciseRelevancyScore: 1381.61413574219
IllustrationInfo
Items	– Name: Title Label: Title Group: Ti Data: YES Bank Limited. – Name: TitleSource Label: Source Group: Src Data: <searchLink fieldCode="JN" term="%22Ace+Analyser%3A+Conference+Calls%22">Ace Analyser: Conference Calls</searchLink>. 4/18/2026, p1-16. 17p. – Name: Subject Label: Subject Terms Group: Su Data: <searchLink fieldCode="DE" term="%22Financial+statements%22">Financial statements</searchLink><br /><searchLink fieldCode="DE" term="%22Nonperforming+loans%22">Nonperforming loans</searchLink><br /><searchLink fieldCode="DE" term="%22Financial+institutions%22">Financial institutions</searchLink><br /><searchLink fieldCode="DE" term="%22Corporate+profits%22">Corporate profits</searchLink><br /><searchLink fieldCode="DE" term="%22Interest+income%22">Interest income</searchLink><br /><searchLink fieldCode="DE" term="%22Earnings+announcements%22">Earnings announcements</searchLink><br /><searchLink fieldCode="DE" term="%22Geopolitics%22">Geopolitics</searchLink> – Name: SubjectCompany Label: Company/Entity Group: Su Data: <searchLink fieldCode="DE" term="%22YES+Bank+Ltd%2E%22">YES Bank Ltd.</searchLink> – Name: Abstract Label: Abstract Group: Ab Data: The article focuses on YES Bank Limited’s earnings call held on April 18, 2026, discussing the audited financial results for the quarter and fiscal year ended March 31, 2026. The bank reported a net profit of INR 3,476 crores for FY26, a 44.5% increase over FY25, with a return on assets (ROA) of 0.8% for the year and 1% for Q4FY26. Key highlights include improved asset quality with gross and net non-performing asset ratios at 1.3% and 0.2% respectively, a 15.9% year-on-year growth in net interest income, and a reduction in mandated deposits under Priority Sector Lending (PSL) norms. The bank’s advances grew 11.1% year-on-year, supported by strong retail disbursements, while total deposits crossed INR 3 lakh crores with a CASA (current and savings account) ratio of 35.1%. Management emphasized continued investment in people, products, processes, and technology, aiming for calibrated and sustainable growth aligned with industry trends, targeting 13-15% loan growth and margin expansion over the next few years. The bank also addressed ongoing legal matters related to Additional Tier 1 (AT1) bonds and noted proactive monitoring of geopolitical risks impacting sectors like MSME. [Extracted from the article] – Name: AbstractSuppliedCopyright Label: Group: Ab Data: <i>Copyright of Ace Analyser: Conference Calls is the property of Accord Fintech Pvt. Ltd. and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract.</i> (Copyright applies to all Abstracts.)
PLink	https://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=bsx&AN=193263166
RecordInfo	BibRecord: BibEntity: Languages: – Code: eng Text: English PhysicalDescription: Pagination: PageCount: 17 StartPage: 1 Subjects: – SubjectFull: Financial statements Type: general – SubjectFull: Nonperforming loans Type: general – SubjectFull: Financial institutions Type: general – SubjectFull: Corporate profits Type: general – SubjectFull: Interest income Type: general – SubjectFull: Earnings announcements Type: general – SubjectFull: Geopolitics Type: general – SubjectFull: YES Bank Ltd. Type: general Titles: – TitleFull: YES Bank Limited. Type: main BibRelationships: IsPartOfRelationships: – BibEntity: Dates: – D: 18 M: 04 Text: 4/18/2026 Type: published Y: 2026 Titles: – TitleFull: Ace Analyser: Conference Calls Type: main
ResultId	1